Privacy Policy

FinanceBlog respects the privacy of visitors and is committed to handling personal information responsibly.

This Privacy Policy explains the types of information that may be collected when you visit FinanceBlog, how that information may be used, when information may be shared, and the choices available to you.

FinanceBlog is primarily an informational website providing personal-finance and related financial content for South African readers.

1. Information You Provide to Us

You may provide personal information voluntarily when you:

• Contact FinanceBlog through a contact form.
• Send us an email.
• Report an error or request a correction.
• Submit feedback or an enquiry.
• Subscribe to a service, if subscriptions are offered.
• Communicate with us for another legitimate reason.

Depending on the interaction, this information may include your name, email address and the contents of your message.

We aim to collect only information reasonably necessary for the relevant purpose.

2. Sensitive Financial Information

FinanceBlog is an informational website. We are not your bank, financial adviser, SARS, SASSA or another government or financial institution.

You should not send FinanceBlog sensitive credentials or financial authentication information through ordinary forms, comments or email.

Please do not provide:

• Online banking passwords.
• Banking PINs.
• One-time passwords or OTPs.
• Full debit or credit card details.
• Card security codes.
• Internet banking credentials.
• Government-service passwords.
• Authentication codes.
• Other credentials that could provide access to your financial or government accounts.

FinanceBlog does not need your banking password or OTP for you to access or read our articles.

3. Information Collected Automatically

When you visit a website, certain technical information may be processed automatically by the website’s server and services used to operate it.

Depending on the technology enabled on FinanceBlog, this may include information such as:

• Internet Protocol (IP) address.
• Browser type.
• Device type.
• Operating system.
• Referring website or page.
• Pages visited.
• Approximate visit times and dates.
• Technical error and security information.

Some of this information may be necessary for website operation, security, fraud prevention, troubleshooting and performance monitoring.

4. How We May Use Information

Information collected through FinanceBlog may be used for legitimate website purposes such as:

• Operating and maintaining the website.
• Responding to enquiries.
• Investigating correction requests.
• Improving articles and website functionality.
• Understanding how visitors use the website.
• Diagnosing technical problems.
• Protecting the website against spam, abuse and malicious activity.
• Maintaining website security.
• Complying with applicable legal obligations.

We do not intentionally request sensitive banking credentials in order to provide FinanceBlog’s ordinary informational content.

5. Cookies

FinanceBlog may use cookies and similar technologies.

Cookies are small pieces of information stored by a website or service on a user’s device. They can be used for purposes such as maintaining website functionality, remembering preferences, measuring website usage, preventing abuse or supporting advertising.

The cookies actually used will depend on the services enabled on FinanceBlog.

Where required, visitors should be given appropriate information and choices concerning non-essential cookies.

You can also control cookies through your browser settings. Disabling certain cookies may affect the operation of some website features.

6. Analytics

FinanceBlog may use analytics tools to understand how visitors interact with the website.

Analytics information may include pages viewed, approximate visit duration, referring pages, device or browser information and similar usage information.

If third-party analytics services are used, those providers may process information according to their own privacy terms and policies.

FinanceBlog should configure analytics services in a manner appropriate to the site’s needs and applicable privacy requirements.

7. Advertising

FinanceBlog may display advertising.

Advertising providers may use cookies or similar technologies to deliver, measure or manage advertising, depending on the services used and the visitor’s applicable consent choices.

Third-party advertising providers operate under their own terms and privacy policies.

Where required, FinanceBlog should provide appropriate notices and consent choices concerning advertising technologies.

8. External Links

FinanceBlog articles may contain links to external websites.

These may include:

• Banks.
• Financial institutions.
• Government departments.
• Regulators.
• SARS.
• SASSA.
• Other official services.
• Businesses.
• Research or reference sources.

Links may be provided to help readers verify information or access a relevant official service.

FinanceBlog does not control the privacy practices of external websites.

Once you leave FinanceBlog, the privacy policy and terms of the external website apply to your interaction with that service.

We recommend reviewing the privacy information provided by external services before submitting personal information to them.

9. Financial and Government Services

FinanceBlog may explain how financial or government services work and may direct readers to official websites.

Unless explicitly stated otherwise, FinanceBlog does not operate those services and is not affiliated with the relevant bank, regulator, government department or institution.

Where an official organisation requires sensitive information to provide its service, you should submit that information directly through the appropriate official or authorised channel rather than sending it to FinanceBlog.

10. Contact Forms and Email

If you contact FinanceBlog, information contained in your message may be stored for as long as reasonably necessary to respond to the enquiry, maintain appropriate records, resolve a dispute, investigate a correction or comply with applicable obligations.

Please avoid including unnecessary personal or sensitive financial information in your message.

11. Spam and Website Security

FinanceBlog may use technical measures or third-party security services to detect spam, malicious requests, automated abuse and attacks against the website.

These systems may process technical information such as IP addresses, request information, browser details and other security-related data.

Such processing may be necessary to protect the website and its visitors.

12. Sharing of Personal Information

FinanceBlog does not intend to sell personal information merely because someone visits or contacts the website.

Information may, however, be processed by service providers where reasonably necessary to operate the website.

Depending on the services actually used by FinanceBlog, these could include:

• Website hosting providers.
• Email providers.
• Security services.
• Analytics providers.
• Website maintenance providers.
• Advertising providers.
• Backup or infrastructure providers.

Information may also be disclosed where required by applicable law, a valid legal process or where reasonably necessary to protect legitimate rights or website security.

Service providers may have their own privacy obligations and policies.

13. International Processing

Some website service providers may operate infrastructure outside South Africa.

As a result, certain information may be processed or stored in another country, depending on the services FinanceBlog uses.

Where applicable, cross-border processing of personal information should be handled in accordance with relevant legal requirements and appropriate safeguards.

14. Retention of Information

FinanceBlog aims not to retain personal information for longer than reasonably necessary for the purpose for which it was collected, subject to legitimate operational, security, record-keeping and legal requirements.

Different categories of information may have different retention periods.

For example, security logs may need to be retained for a different period from a contact-form enquiry.

15. Protection of Personal Information

FinanceBlog aims to use reasonable technical and organisational measures to protect information under its control.

However, no website, server, email system or method of electronic transmission can be guaranteed to be completely secure.

Visitors should therefore avoid sending unnecessary sensitive information through ordinary website forms or email.

16. Children’s Privacy

FinanceBlog is a general financial-information website and is not intentionally designed to collect personal information from children.

If we become aware that personal information has been submitted by a child in circumstances where it should not have been collected, appropriate steps may be taken to address the situation.

17. Your Personal Information

Depending on the circumstances and applicable South African law, you may have rights concerning personal information held about you.

These may include rights relating to access, correction or deletion of certain personal information, subject to applicable limitations and legal requirements.

If you have a privacy-related request concerning information that you believe FinanceBlog holds about you, please contact us through our Contact Us page and provide enough information for us to understand and appropriately verify the request.

18. POPIA

FinanceBlog aims to handle personal information in a manner consistent with applicable South African privacy requirements, including the Protection of Personal Information Act where it applies.

The exact obligations applicable to particular processing activities depend on how and why information is collected, used, stored and shared.

This Privacy Policy is intended to explain FinanceBlog’s general approach and should not be interpreted as legal advice.

19. Third-Party Privacy Policies

FinanceBlog’s Privacy Policy does not govern websites or services operated by third parties.

This includes external banks, government organisations, advertisers, analytics providers and other websites linked from FinanceBlog.

Visitors should consult the privacy policies of those organisations for information about their practices.

20. Changes to This Privacy Policy

FinanceBlog may update this Privacy Policy when our website, technology, service providers, data practices or applicable requirements change.

When a material revision is made, the updated date on this page should reflect the genuine date of that revision.

We do not change dates merely to make an old policy appear newly published.

21. Contact Us

If you have questions about this Privacy Policy or believe FinanceBlog holds personal information about you that requires attention, please contact us through our Contact Us page.

Please do not include banking passwords, PINs, OTPs, full payment-card information or other sensitive credentials when contacting us.

Last updated: 19 September 2026